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Tracxn – Analyst Notes # 1248 – Alternative Lending

Soonicorn Club

  • Soonicorn
    Prosper (2005, San Francisco, $410M) – P2P Lending Marketplace

    Market: Alternative Lending > Consumer Loans > Unsecured Personal Loans > P2P Marketplace

Analyst Picks

  • Legalist (2016, San Francisco, $10.1M) – Algorithm-based litigation financing for commercial lawsuits
    Market: Alternative Lending > Business Loans > Litigation Financing
  • Liquidity Marketplace (2016, Vancouver) – Marketplace for unintermediated borrowing and lending between institutional members
    Market: Alternative Lending > Business Loans > Working Capital

Funding Rounds

Series B, $220M
WeLab (2013, Hong Kong, $400M) – Alternate lending solutions for consumers

Investors: Alibaba Entrepreneurs Fund, IFC, CCB International, Credit Suisse

Conventional Debt, $130M
BlueVine (2013, Redwood City, $113M) – Online invoice factoring company

Investors: Silicon Valley Bank, Suntrust Banks, Bank Leumi, TriplePoint Venture Growth

Series A, $102.5M
Finova Financial (2015, San Francisco, $155M) – Direct lender for car title loans

Investors: Coventure

Conventional Debt, $99.7M
Patch of Land (2013, Los Angeles, $24.8M) – P2P real estate crowdfunding platform.

Conventional Debt, $60M
Lendified (2015, Toronto, $4M) – Platform providing fixed rate working capital loans to small businesses
Investors: ClearFlow

Series C, $57M
LendingHome (2013, San Francisco, $166M) – Alternative lending and investment platform for mortgages.

Investors: Sberbank, Noah Holdings

Series E, $42M
Credit Sesame (2010, Mountain View, $77M) – Personal finance management and price comparison of financial products

Investors: Menlo Ventures, Inventus Capital Partners, Globespan Capital Partners, IA Capital Group, SF Capital Group

Series D, $30M
BankBazaar (2008, Chennai, $110.1M) – Loan comparison platform

Investors: Experian, Amazon, Sequoia Capital, Eight Roads Ventures, Walden International

Conventional Debt, $24M
Jumo.World (2015, Cape Town, $10M) – Mobile money marketplace for people, SMBs and MNO

Investors: Gemcorp, Finnfund

Series A, $10.4M
Kissht (2015, Mumbai, $12.4M) – EMI-based purchase loans platform

Investors: Fosun, Ventureast, Endiya Partners

Series A, $10M
OAREX (2012, Cleveland, $10.1M) – Revenue advance provider to digital media companies

Investors: Arena Investors

Series A, $8M
KrazyBee (2016, Bangalore, $13M) – EMI based purchase loans for students

Investors: Xiaomi, Shunwei Capital, E City Ventures, RK Ventures

Series A, $7.7M
Openpay (2016, Melbourne, $7.7M) – Purchase financing platform

Investors: Meydan, Investec, Strategic Legacy Investment Group, Inc.

Series A, $5.3M
Hello Soda (2013, Manchester, $5.3M) – AI-based credit scoring provider based on digital footprint.

Investors: NVM Private Equity

Series A, $5M
Invoice Bazaar (2015, Dubai, $6.1M) – Online invoice factoring platform

Investors: Advance Global Capital

M&A

  • SoFi held acquisition talks with Charles Schwab TechCrunch

IPO

New Fund Launch

  • Italian peer-to-peer lender launches its own fund, targets €100m raise AltFi

New Product Announcement

  • Affirm Reinvents Credit for 21st Century Business Wire
  • MarketInvoice launches business loan product, targets startups AltFi
  • London Launch of Capital Match at Squire Patton Boggs ukbaa.org.uk
  • MoneyLion Takes on America’s Savings Crisis with the Launch of MoneyLion PlusBusiness Wire
  • Citizens, Fundation Partner to Offer Digital Business Loans ABFJournal

Business Partnership

  • AutoGravity Announces Partnership With Global Lending Services PR Newswire
  • Xiaomi India partners with ZestMoney for cardless EMI Business Standard
  • Lenddo and EFL Team Up to Lead Financial Inclusion Revolution PRWeb
  • Clix Capital partners Airtel, Seynse Tech for mobile financing Business Standard
  • FICO Raises Bar in Financial Inclusion Strategy with India FICO Score LaunchAsiaBizNews
  • LendInvest enters partnership with Citi to access buy-to-let market P2PFinanceNews
  • Orchard Partners with Bloomberg with Online Lending Data Crowdfund Insider
  • loanDepot Announces Agreement with Artificial Intelligence Real Estate Technology Company, OJO Labs PR Newswire
  • Online Lender Prospa Forms New Partnership With Retail Marketplace MyDeal Crowdfund Insider
  • OfferPad, loanDepot partner on Scottsdale-based home loan company Bizjournals
  • Quicken Loans brings digital mortgages to secondary market through eOriginal partnership HousingWire
  • LendKey Partners with Allied Solutions Citybizlist
  • Embrace Home Loans Partners with Spillane Consulting Associates Business Wire

Company Announcement

  • MarketInvoice expands into business loans market P2PFinanceNews
  • RateSetter Receives Full Regulatory Authorization From FCA Crowdfund Insider
  • Capital Float to now give loans to vegetable sellers, other SMEs Indiatimes
  • OnDeck to offer real-time access to capital via small business debit cards Finextra
  • SocietyOne Takes On Comprehensive Credit Reporting Role in Australia Crowdfund Insider

Earnings Release

Key People Movement

  • S.F. fintech LendUp hires first CFO from Tesla’s ranks Bizjournals
  • SoFi Withdraws U.S. Banking Application, Citing Leadership Change Fortune
  • Better Mortgage Adds Real Estate Tech Veteran Jeff Corbett to Their Growing TeamBusiness Wire

Board Updates

 

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